Despite lingering concerns over inflation, 2025 brought some impressive gains in the U.S. stock market, and consumers poured more money into the economy during this holiday season. Still, most Americans had no plans for end-of-year charitable giving.

Christmastime invites hundreds of millions of people to step into a season of giving—something far bigger and more rewarding than simply exchanging gifts. Yet, despite all our giving, many of us still quietly wrestle with a deeper spiritual tension: the pull between what we want to do with our resources and what God desires for them.

Think of the U.S. economy as a person who looks healthy, but on the inside is carrying a serious disease that could kill them. That disease is the massive federal debt.